Tectonic is a decentralized, non-custodial money market protocol on the Cronos blockchain that enables users to earn passive income by supplying assets and to access instant, overcollateralized loans. It supports a variety of cryptocurrencies and offers features like isolated lending pools, collateral swaps, and a dynamic interest rate model to cater to both passive investors and active traders. The platform is powered by the TONIC token, which serves governance, staking, and reward functions within the ecosystem.
Tectonic allows blockchain users to earn passive yield by supplying crypto assets without actively managing trades. It provides instant access to liquidity through overcollateralized loans, enabling users to leverage their assets without selling them. The platform also enhances capital efficiency with features like collateral swaps and dynamic interest rates.