FAQ
How does Kinto work?
Kinto is an Ethereum Layer 2 rollup designed for financial applications, using Arbitrum Nitro technology to batch transactions off-chain and settle them on Ethereum for security and decentralization. It features mandatory KYC/AML checks at the blockchain level, ensuring only verified users can transact and enabling compliance with regulatory standards. Kinto also integrates account abstraction and modular architecture for enhanced user experience, scalability, and developer flexibility.
Is Kinto a secure platform?
Kinto inherits Ethereum’s security by settling all transactions on the Ethereum mainnet and leverages Arbitrum’s proven rollup technology. The platform enforces strict KYC/AML requirements, continuous fraud monitoring, and separates personal data from on-chain activity, reducing risks of exploits and unauthorized access. Additionally, Kinto offers built-in insurance for smart contracts and applications, and its governance is fully on-chain and transparent.
How to use Kinto?
Users must complete KYC verification through approved identity providers before accessing Kinto’s network and services. Once verified, users can create non-custodial smart wallets with account abstraction, enabling easy onboarding via username/password or device keys—no browser extensions or seed phrases required. Developers can deploy financial applications using Kinto’s SDK and modular infrastructure, benefiting from seamless integration with Ethereum’s DeFi ecosystem.
What services does Kinto offer?
Kinto provides a compliant, secure environment for building and using DeFi and financial applications, including native KYC/AML, insurance, and fraud monitoring at the chain level. The platform offers non-custodial smart wallets, account abstraction, and a modular SDK for developers, supporting the creation of tokenized assets and real-world financial products. Kinto’s ecosystem includes on-chain governance, revenue sharing for developers, and direct access to Ethereum’s DeFi protocols.
