How does Zeru Finance work?

Zeru Finance operates as a decentralized credit infrastructure that enables zero-collateral loans by leveraging an innovative credit scoring system called zScore, which evaluates on-chain user behavior. Users build their zScore through responsible actions like lending, borrowing, and repaying, which in turn increases their borrowing capacity. The platform also employs a Protocol Controlled Value Reserve (PCVR) for risk mitigation and ecosystem stability.

Is Zeru Finance a secure platform?

Zeru Finance ensures security through its fully on-chain architecture and the use of audited smart contracts to automate transactions. It integrates oracles like API3 and Chainlink to secure market data and employs decentralized mechanisms to minimize fraud and manipulation. Additionally, the PCVR acts as an insurance fund to protect against loan defaults, ensuring platform resilience.

How to use Zeru Finance?

To use Zeru Finance, users first interact with the platform by depositing funds or borrowing assets, which helps build their zScore. They can then access zero-collateral loans or participate in DeFi strategies like liquidity provision or leveraged trading, all managed through an intuitive interface. Activities such as timely repayments and strategic participation further enhance the user's credit profile and benefits.

What services does Zeru Finance offer?

Zeru Finance provides zero-collateral loans, an on-chain credit scoring system (zScore), and integrated DeFi strategies like leveraged trading and liquidity provision. It also offers profit-sharing opportunities for lenders and a leaderboard system to reward active users within the ecosystem. These services are designed to promote financial inclusion while maximizing returns for participants.

Free

DeFis

體驗專用節點的潛力

沒有速率限制

99.9％可用性

專用伺服器

What is Zeru?

Zeru has built a behaviour-centric neural network, which allows the app to consider user behaviour data from all DeFi categories like lending, borrowing, and trading. It increases the robustness, adaptability and accuracy of our system, so users can take and give loans with lower risks. The users can also bring their real-world scores onchain through zkTLS to boost their zScores.

Benefits of using Zeru

Zeru offers blockchain users significant benefits by enabling zero-collateral loans through its innovative credit scoring system, ZScore, which evaluates user behavior and rewards responsible financial activity. This decentralized finance platform enhances accessibility and transparency while providing advanced features like Protocol Controlled Value Reserve (PCVR) for ecosystem stability and automated liquidity strategies for optimized returns. Users also enjoy higher borrowing capacity, profit-sharing opportunities, and the ability to participate in DeFi strategies without intermediaries, fostering financial inclusion and efficiency.

Pricing start from:

Free and open-source

FAQ

Frequently Asked Questions

How does Zeru Finance work?
Zeru Finance operates as a decentralized credit infrastructure that enables zero-collateral loans by leveraging an innovative credit scoring system called zScore, which evaluates on-chain user behavior. Users build their zScore through responsible actions like lending, borrowing, and repaying, which in turn increases their borrowing capacity. The platform also employs a Protocol Controlled Value Reserve (PCVR) for risk mitigation and ecosystem stability.
Is Zeru Finance a secure platform?
Zeru Finance ensures security through its fully on-chain architecture and the use of audited smart contracts to automate transactions. It integrates oracles like API3 and Chainlink to secure market data and employs decentralized mechanisms to minimize fraud and manipulation. Additionally, the PCVR acts as an insurance fund to protect against loan defaults, ensuring platform resilience.
How to use Zeru Finance?
To use Zeru Finance, users first interact with the platform by depositing funds or borrowing assets, which helps build their zScore. They can then access zero-collateral loans or participate in DeFi strategies like liquidity provision or leveraged trading, all managed through an intuitive interface. Activities such as timely repayments and strategic participation further enhance the user's credit profile and benefits.
What services does Zeru Finance offer?
Zeru Finance provides zero-collateral loans, an on-chain credit scoring system (zScore), and integrated DeFi strategies like leveraged trading and liquidity provision. It also offers profit-sharing opportunities for lenders and a leaderboard system to reward active users within the ecosystem. These services are designed to promote financial inclusion while maximizing returns for participants.

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